Disclaimer

Not a Payment Platform or Wallet

• RipTip.io is not a payment processor, financial service, or cryptocurrency wallet.
• The site does not send, receive, store, or manage any funds. All transactions occur entirely within the Xaman wallet on the XRPL network.
• RipTip.io simply provides a link that directs users to a creator's XRP or RIPT address through the Xaman wallet interface.

Free Utility Service

RipTip.io is a completely free tool. The platform does not charge users for creating or sharing smartlinks. It is offered as a public utility to help make tipping on the XRP Ledger more accessible for content creators and supporters.

User Responsibility

• Users are solely responsible for verifying that the smartlink they are interacting with or sending funds to belongs to the intended recipient.
• Always double-check the destination address in your Xaman wallet before confirming any transaction.
• Once submitted, transactions on the XRPL are permanent and irreversible.

No Liability for Misuse, Fraud, or Scams

• RipTip.io and its creators are not responsible for any misuse of this service, including fraudulent activities, impersonation, or scams.
• Anyone can create a smartlink and claim to represent a particular individual or brand. RipTip.io does not verify the identity or authenticity of smartlink owners.
• Be cautious of impersonators on social media platforms asking for tips — always confirm through official or verified sources.

No Financial, Custodial, or Investment Services

• RipTip.io does not offer escrow, custody, brokerage, investment advice, or any other regulated financial service.
• The platform's sole purpose is to provide a convenient linking tool for directing tips on the XRPL.

Use at Your Own Risk

• By using RipTip.io, you agree that the site and its developers shall not be held liable for any loss, damage, or dispute arising from use or misuse of the tool.
• The service is provided "as is" and without warranties of any kind, express or implied.